I am a single Mom trying to make ends meet. I just can’t find the money that I need to start saving for my future. My daughter loves her skating and my son is crazy about hockey, and I don’t want to deprive them. Should I take on another job? I am already working 35 hours a week and trying to care for the kids and a puppy too.
Can you help?
Wow, you certainly have your hands full! I know all about being a single mom and wanting my kids to be able to do what they wanted. It’s a very tough road you are on, but the journey will get easier. Bottom line? Your kids want you to be happy, and more important than either hockey or skating, which are both expensive sports, is that you have time to be with them. If you take another job they will see less and less of you and you are the most important person to them.
Getting the puppy might have been a mistake – take a look at my ” Puppy Cents” article. Can you find a good home for that puppy so that you can get back to the job of just being able to be you and be present with your kids? That would be my first suggestion. My second one is that talking to kids about limitations is easier than you might think. Kids need to know about your reality. Money is scary for us, but not for them. Once they know the limitations, they can make their own decisions. You are empowering them and they will thank you for it (some day).
So figure out what you can honestly spend on their activities, and then give them choices about what they can do. Maybe a paper route or babysitting is in their future to help you pay for what they want to do. Isn’t that reasonable?
I wish you all the best with this one. Been there, done that and survived. We all learned from the experience.