Of course, you would choose the swing! The Financial Institutions have products, which we call the clubs. To play the game of Golf, you need both the swing and the club, but we take our clients first to the practice tee to improve their skill before going to the club rack to pick out a set of sticks. Simply put, we want to spend time teaching you the efficiencies of how money really works. Traditional planning tends to take you to the club rack first, in hopes of finding the perfect “club”, or product.
At Steele Financial, we dedicate time to discussing your life, desires and dreams. We want to guide you in developing winning strategies that are suitable for your unique financial situation. We believe that empowering our clients with knowledge and skills is the only way for them to succeed at the financial game. This is where our Money Coaching and Retirement Counseling sessions can make the important difference.
Money Coaching:
We all know that the Weight Watchers formula works when we attend meetings. We know that Personal Training in the gym brings much better results than trying to do it on your own. Accountability is a crucial part of your success. This applies to growing and controlling your money. If you want to succeed, you will do better with a coach.
Our Money Coaching clients have regular sessions, by telephone, internet or when possible, in person.
Among other things Money Coaching focuses on:
- Your money history – what has brought you to where you are
- Needs vs. wants – identifying yours
- Tracking and recording – a necessary part of the learning process
- Designing a spending plan with your wants in mind
- Doing away with debt….forever
- Learning to live within your means and to live expansively
Money Coaching is empowering and is the first step to accomplishing the life you want to live, with out the encumbrances of money problems. Money Coaching can easily be described as a pre-requisite to proper financial planing and product implementation.
Retirement Counseling:
This is one of the most important areas of development in the financial services industry. So many people are contemplating retirement without the knowledge and awareness that is needed to giude their course. The issues are important and complex and emotional. The concerns involve health and family. Considerations of lifestyle become more paramount that ever.
For an individual to enter this phase of their life without the help of a finely tuned professional is a daunting thought. However most retirees do this in the hopes that things will work out. Many are faced with unexpected costs that place them in the position of financial crisis.
Our job, at Steele Financial is to help people acquire the knowledge to plan for that crisis before it happens. We work together with you so that you can develop the retirement that you want. We do not manage your assets, but guide you to manage your cash flow. We make you as tax efficient as possible, and we leave you with the assurance that when you die, you will leave things the way you want. Seek the expertise of a Registered Retirement Counselor. Call Barb today for your no charge consultation.